Category: Health Insurance
Who must be insured in Germany, family cover and how to switch your Krankenkasse — based on SGB V.
-
Germany’s five care grades: the points behind them and the six modules
The assessment is arithmetic, not opinion — and one rule inside it changes the whole result.
-
Sickness benefit in Germany: when it starts, stops and runs out
What ends most sickness-benefit claims is not the time limit but a one-day gap.
-
Healthcare for asylum seekers in Germany: what the law covers
The gap between the two phases decides everything — including who gets a health card and who does not.
-
Changing your Krankenkasse in Germany: the twelve-month rule and who cancels the old one
The fund cannot refuse you, the binding period is twelve months, and the new fund cancels the old one for you. Plus the supplementary-contribution window that overrides the twelve months.
-
Free family cover in Germany: who is included and when it lapses
Full health cover at no extra contribution — and precise conditions that end it without anyone telling you.
-
Statutory or private? Who actually gets to choose in Germany
Most residents never had a choice. The real rule sits in §§ 5 and 6 SGB V.